Despite how much Americans spend to look younger, some pretty nice perks accompany aging. If you’re getting older, there are reasons to celebrate: Not only are you wiser, you’re also eligible for discounts at some of your favorite places. Here’s a sample of what you can find when you want to make the most of your Social Security or pension benefits.

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Cell Phones

Groceries

Hotels

Restaurants

Retailers

Travel

This list represents a tiny percentage of the discounts available to those 50 and older. Rather than taking more than you want from your retirement savings, here are tips for landing more discounts:

• Don’t be shy about asking: Even if it’s not advertised, many businesses are interested in catering to established consumers and offer price breaks to keep them coming back. You can save real money by making it a habit to ask.
• Consider AARP: If you’re not a member of AARP yet, that’s where you’ll find a shocking number of discounts. A standard AARP costs around $20 annually, although a discount may be available when you join. Spending $20 or less annually may just help you fight inflation.
• Carry ID: Some places require proof of age before granting a discount. You should be good to go as long as you have ID.
• Make banks work for your business: Despite being in the business of making money, here’s a breakdown of the some of the most common perks banks offer seniors:

-Waived fees: Banks often eliminate monthly maintenance fee for checking and savings accounts.

-Free checks: Some banks offer free or discounted checks.

-Safe deposit boxes: Ask your bank about discounts available to seniors on safe deposit boxes.

-Higher interest rates: Some senior discount programs offer a higher rate on savings accounts.

-Miscellaneous savings: Banks may offer additional perks like free bank drafts, discounted money

orders, and even prescription discount cards.

The power is in your hands as a consumer. For the most part, you get to choose where to spend your money. Whether you’re saving for a vacation or making sure you’re ready for the next bear market, it’s OK to make businesses work for your patronage.