Offshore wind farm company Orsted, which was working on a wind farm off the coast of Rhode Island, announced Thursday it is reducing the size of its global work force as construction activity slows in the next two years. Pictured, construction on Orsted’s wind farm off Block Island, RI, starts in 2015. File Photo by Department of the Interior/UPI
Oct. 9 (UPI) — The offshore wind farm company Orsted announced Thursday it plans to cut its workforce by roughly one-quarter by the end of 2027 as it redirects its business toward Europe and Asia.
Orsted said Thursday that as a number of offshore wind farms are finalized and come online in the next few years it needs to right size its workforce to match a decline in construction activities it expects to see.
“This is a necessary consequence of our decision to focus our business and the fact that we’ll be finalizing our large construction portfolio in the coming years — which is why we’ll need fewer employees,” Rasmus Errboe, CEO of Orsted, said in a press release.
“At the same time, we want to create a more efficient and flexible organization and a more competitive Orsted, ready to bid on new value-accretive offshore wind projects,” Errboe said.
Right now, the company employs roughly 8,000 people globally but as it wraps up current construction work and some employees become redundant, on top of natural attrition and other moves, Orsted plans to reduce its head count to roughly 6,000.
The company has spent the year updating its portfolio, it said, as its roughly 8.1 gigawatt construction portfolio starts to come online, with most of its geographic and technical focus to be aimed at Europe, as well as some markets in the Asia-Pacific region.
In the United States, Orsted was ordered by the Trump administration in August to stop construction its nearly completed Revolution Wind project off the coast of New England.
The stop work order was part of a Trump move to cut nearly $700 million in funding from 12 wind farms because it considered the projects to be “wasteful.”
Revolution Wind, at the time, was roughly 80 percent complete and expected to provide enough power for more than 350,000 homes in Rhode Island and Connecticut.
“We’re building a more financially robust and competitive company with solid earnings, which will increase as we complete our projects,” Errboe said in the release. “Once we’ve achieved this, Orsted will be a significantly stronger, more focused and competitive company.”
On the news, shares for the company were trading 0.7 percent higher on Thursday, according to CNBC.
PAYING close attention to your boiler can help you cut down on your energy bills.
In fact, one small change can save UK households up to £200 this winter.
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Adjusting a hidden dial on your boiler can help to cut down your energy bills this winter (stock image)Credit: Alamy
Experts have advised UK residents to take a closer look at their boiler dials before the winter weather sets in.
According to the pros, a simple adjustment could cutannual energy billsby as much as £200.
Boiler specialists atYour NRG, the UK’s leading independent fuel distributor, shared their expertise.
They explained that many families are paying more than necessary because their central heating flow temperature is set too high.
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Around 80% of UK homes use acombi boiler,which heats water directly from the mains without a storage tank.
However, most homeowners do not realise that the flow temperature, which is the temperature of water circulating throughradiators, is often set unnecessarily high.
Hidden dial
Locating the dial that controls this and reducing the setting from 75-80 degrees celcius, down to around 60 degrees can improve efficiency.
This will help to lower your bills by up to 8%, which could represent savings of around £200 a year for the average household.
But make sure you’re turning the correct dial and not confusing the flow temperature dial with the hot water temperature dial, which controls water used in taps and showers.
It is vital not to lower this dial as hot water must be stored at a minimum of 60 degrees to prevent the growth of legionella bacteria.
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Adjustments should only be made to the dial marked with a radiator or thermometer symbol.
And for homes with heat-only or regular boilers that heat a separate hot water tank as well as the central heating, the advice differs.
Caution message
These boilers often have only one dial, which should never be set below 60 degrees for safety reasons.
Adjusting the central heating flow temperature on most combi boilers only takes a few minutes.
Most models have a flap at the bottom to reveal the controls, and for boilers with a pointer rather than a digital display, setting it to the 12 o’clock position usually lowers the flow temperatures to 60 degrees.
4 ways to keep your energy bills low
Laura Court-Jones, Small Business Editor at Bionicshared her tips.
1. Turn your heating down by one degree
You probably won’t even notice this tiny temperature difference, but what you will notice is a saving on your energy bills as a result. Just taking your thermostat down a notch is a quick way to start saving fast. This one small action only takes seconds to carry out and could potentially slash your heating bills by £171.70.
2. Switch appliances and lights off
It sounds simple, but fully turning off appliances and lights that are not in use can reduce your energy bills, especially in winter. Turning off lights and appliances when they are not in use, can save you up to £20 a year on your energy bills
3. Install a smart meter
Smart meters are a great way to keep control over your energy use, largely because they allow you to see where and when your gas and electricity is being used.
4. Consider switching energy supplier
No matter how happy you are with your current energy supplier, they may not be providing you with the best deals, especially if you’ve let a fixed-rate contract expire without arranging a new one. If you haven’t browsed any alternative tariffs lately, then you may not be aware that there are better options out there.
Homeowners who are unsure are advised to ask a heating engineer to make the adjustment during the next service.
WEIGHT loss injections and weight loss surgery are both effective ways to slim down.
But one may lead to longer life and fewer serious health problems, say scientists.
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There’s been a sharp rise of GLP-1 receptor agonists in the UK, driven primarily by use for weight lossCredit: Getty
A large Cleveland Clinic study found people with obesity and type 2 diabetes who undergo weight loss surgery (known as bariatric or metabolic surgery) live longer and face fewer health risks compared with those treated with GLP-1 (glucagon-like peptide-1) receptor agonist weight loss jabs.
Patients who underwent weight loss surgery lost more weight, achieved better blood sugar control, and relied less on diabetes and heart medications over 10 years.
“Even with today’s best medicines, metabolic surgery offers unique and lasting benefits for people with obesity and diabetes,” saidAli Aminian, director of Cleveland Clinic’s Bariatric & Metabolic Institute and primary investigator of the study.
“The benefits we observed went beyond weight loss. Surgery was linked to fewer heart problems, less kidney disease, and even lower rates of diabetes-related eye damage.”
GLP-1 receptor agonists are a class of medications used to treat type 2 diabetes and obesity.
There’s been a sharp rise of their use in the UK, driven primarily by use for weight loss through private prescribing.
Both surgery and jabs improve cardiovascular health and metabolism.
But at the end of the study that followed 3,932 adults with diabetes and obesity who received care at Cleveland Clinic for up to 10 years, patients who underwent surgery had a:
32 per cent lower risk of death
25 per cent lower risk of major health problems (such as heart attack, heart failure, or stroke)
47 per cent lower risk of serious kidney disease
54 per cent lower risk of diabetes-related eye damage (retinopathy)
On average, people who had weight loss surgery lost 21.6 per cent of their body weight over 10 years, while those on weight loss jabs lost 6.8 per cent.
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Hemoglobin A1c, a marker of average blood sugar, improved more with surgery than with GLP-1 medicines.
And patients who had surgery required fewer prescriptions for diabetes, blood pressure and cholesterol.
“Even in the era of these powerful new drugs to treat obesity and diabetes, metabolic surgery may provide additional benefits, including a survival advantage,” said Steven Nissen, Chief Academic Officer of the Heart, Vascular & Thoracic Institute at Cleveland Clinic and senior author of the study.
“Our findings indicate that surgery should remain an important treatment option for obesity and diabetes,” said Dr Aminian.
What are the side effects of weight loss jabs?
Like any medication, weight loss jabs can have side effects.
Common side effects of injections such as Ozempic include:
Nausea: This is the most commonly reported side effect, especially when first starting the medication. It often decreases over time as your body adjusts.
Vomiting: Can occur, often in conjunction with nausea.
Diarrhea: Some people experience gastrointestinal upset.
Constipation: Some individuals may also experience constipation.
Stomach pain or discomfort: Some people may experience abdominal pain or discomfort.
Reduced appetite: This is often a desired effect for people using Ozempic for weight loss.
Indigestion: Can cause a feeling of bloating or discomfort after eating.
Serious side effects can also include:
Pancreatitis: In rare cases, Ozempic may increase the risk of inflammation of the pancreas, known as pancreatitis, which can cause severe stomach pain, nausea, and vomiting.
Kidney problems: There have been reports of kidney issues, including kidney failure, though this is uncommon.
Thyroid tumors: There’s a potential increased risk of thyroid cancer, although this risk is based on animal studies. It is not confirmed in humans, but people with a history of thyroid cancer should avoid Ozempic.
Vision problems: Rapid changes in blood sugar levels may affect vision, and some people have reported blurry vision when taking Ozempic.
Hypoglycemia (low blood sugar): Especially if used with other medications like sulfonylureas or insulin.
“These long-term benefits are harder to achieve with GLP-1 medicines alone, as many patients stop using the medications over time.”
There were some limitations to the study – it was observational rather than a randomised comparison of drugs and surgery.
It also didn’t focus exclusively on the newest and most effective GLP-1 medicines.
The researchers said future studies should directly compare surgery with newer GLP-1 medicines, such as semaglutide and tirzepatide to guide treatment decisions.
The side effects of bariatric surgery
Bariatric surgery carries risks of both short-term and long-term side effects.
Short-term side effects
Infections: Wounds or internal areas can become infected after surgery.
Anethesia risk: Risks associated with general anesthesia can include breathing problems.
Nausea and vomiting: These are common, but severe or prolonged episodes should be reported to your surgeon.
Bleeding: Internal bleeding is a possibility after surgery.
Blood clots: These are a risk after any surgery and can occur in the legs.
Pain and swelling: Some discomfort and swelling are normal, but severe pain or swelling may indicate a problem.
Long-term side effects
Malnutrition: Reduced ability to absorb vitamins and minerals can lead to deficiencies.
Dumping syndrome: Rapid passage of food, especially sugary foods, into the small intestine can cause nausea, vomiting, diarrhoea, sweating, and dizziness.
Gallstones: Rapid weight loss can lead to the formation of gallstones.
Bowel obstruction: The stomach or small intestine can become blocked by scarring or other issues.
Hernias: These can occur after surgery.
Low blood sugar (hypoglycemia): Especially common after gastric bypass, this can be triggered by high-sugar foods.
Acid reflux: While some surgeries can help with reflux, others, like the gastric sleeve, can worsen it.
Stomach ulcers: Ulcers can develop in the stomach after surgery.
Excess skin: Rapid weight loss can leave loose folds of skin, which may require further cosmetic surgery to remove.
Failure to lose weight or weight regain: This can happen if lifestyle changes are not maintained.
SEVERAL major high street bank brands are set to slash opening hours at hundreds of branches within days, The Sun can reveal.
Lloyds Banking Group, which operates Lloyds, Halifax, and Bank of Scotland, is set to shake-up opening hours at all 757 of its branches from September 29.
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Under the new rules, branches will open later and close earlier than many currently do
The move is being branded as a step towards consistency and improved staff wellbeing, but it will also mean less time for customers to access in-person banking services.
Under the new rules, branches will open later and close earlier than many currently do.
Weekday opening times will shift from 9am to 9.30am, with an even later start of 10am on Wednesdays to allow for dedicated staff training and development.
Closing times, which currently vary between 4.30pm and 5pm depending on the branch, will now be standardised to between 3.30pm and 4.30pm.
This means customers who previously had access to branches for longer hours will now lose up to 90 minutes of service each day.
Saturday hours are also being reduced, with branches opening at 9.30am instead of 9am.
Most will close by either 1pm or 3pm, cutting 30 minutes from morning banking services.
These changes will result in a net reduction of banking hours across the week.
For example, customers who rely on branches that currently open at 9am and close at 5pm could lose significant time for banking tasks.
The reduction in opening hours reflects a broader trend in the banking industry, as more customers shift to online and mobile banking.
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With fewer people visiting branches in person, banks are cutting back on physical service times.
The changes are set to come into effect on September 29, with staff already being informed of the adjustments.
Customers who rely on in-branch services are being advised to check the new opening hours before planning their visits.
You can check your local branch’s operating hours by visiting branches.lloydsbank.com.
Lloyds Banking Group was contacted for comment.
How do I switch bank accounts?
SWITCHING bank accounts is a simple process and can usually be done through the Current Account Switch Service (CASS).
Dozens of high street banks and building societies are signed up – there’s a full list on CASS’ website.
Under the switching service, swapping banks should take seven working days.
You don’t have to remember to move direct debits across when moving, as this is done for you.
All you have to do is apply for the new account you want, and the new bank will tell your existing one you’re moving.
There are a few things you can do before switching though, including choosing your switch date and transferring any old bank statements to your new account.
You should get in touch with your existing bank for any old statements.
When switching current accounts, consider what other perks might come with joining a specific bank or building society.
Some banks offer 0% overdrafts up to a certain limit, and others might offer better rates on savings accounts.
And some banks offer free travel or mobile phone insurance with their current accounts – but these accounts might come with a monthly fee.
This move came as part of a broader restructuring, which also includes theclosure of 95 branchesand the conversion of 18 to “counter-free” service desks.
People like David Elkins, 82, a retired service engineer from Calne, Wilts, who saw his HSBC branch close in 2023 and had to travel ten miles to the next nearest.
He has a kidney issue and needs frequent dialysis, making it impractical.
Banking hubs are emerging as a solution to address the gaps left by widespread closures – but there are not enough of them.
There are plans for 231 of these, but so far there are only 160.
You can use one of the Post Office’s more than 11,500 branches to perform basic banking tasks, but they don’t allow you to open or close accounts for example.
Helen Flanagan has been forced to slash the price of her £1.5million mansion AGAIN after struggling to sell her family pad amid money woesCredit: instagram
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The former Coronation Street star, 35, had already slashed more than £300,000 off the price of the house she shared with ex Scott SinclairCredit: Instagram / @hjgflanagan
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Now Helen has been forced to reduce the price again for a second time after just fourth months of being on the marketCredit: Getty
Now Helen has been forced to reduce the price again for a second time after just fourth months of being on the market.
Helen first put the £1.5million six-bedroom family home up for sale in May, before reducing it to £1.195million just four weeks later.
Now, the detached, 5,000sq ft home can be snapped up for a cheeky £995,000.
The former couple, who have three children together, bought the property at Belmont, near Bolton, in June 2021 for £840,000.
It has five reception rooms, six bathrooms and six bedrooms including two en-suites.
The house is situated on the edge of moors and is said to have “breathtaking views”.
The actress will play the evil stepmother in Snow White & The Seven Dwarfs at Liverpool‘s M&S Bank Arena in December.
The stunning star donned a sequinned red and black dress, with black feathered sleeves, and wore a gold and red diamante tiara on her head.
She also held aloft a red apple, symbolic of the poisonous apple so relevant to the Snow White storyline.
A source previously told The Sun: “Helen is excited for panto season and can’t wait to get into character, she’s a brilliant actress and knows how to put on a show.
“She’ll also be pocketing a pretty penny, celebrities and soap stars make good money doing panto and always look forward to it as some extra income.”
Helen, shares daughters Matilda, nine, Delilah, six, as well as four-year-old son Charlie, with her ex Scott Sinclair.
However, the ex-Coronation Street star also recently told The Sun that she was spending Christmas without her children this year, as she and former Chelsea footballer Scott, who most recently played for Bristol Rovers, live so far apart.
But Helen explained: “”I’ll do something in November – a really nice long weekend then I feel like I’ve had my Christmas period with them.”
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Helen, who has spoken openly about “losing all her money” in the past, recently opened up being forced to downsize.Credit: Getty
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Helen, shares daughters Matilda, nine, Delilah, six, as well as four-year-old son Charlie, with her ex Scott SinclairCredit: Instagram / @hjgflanagan
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The actress will play the evil stepmother in Snow White & The Seven Dwarfs at Liverpool’s M&S Bank Arena in DecemberCredit: splash
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Helen is not looking forward to spending Christmas without her children this year but plans to do something special in NovemberCredit: instagram/hjgflanagan
Guitar ace Slash rose to prominence with an unmistakable look as the anchor of Guns N’ Roses. A true rock ’n’ roll persona, the artist was once rarely seen without a drooping cigarette and a top hat, the latter of which could barely contain his face-engulfing curly hair.
Now, as of this week, he’s a theme park character at Universal Studios Hollywood.
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Slash, or, rather, a skeletal facsimile of him played by an actor, will be available for photo opportunities and meet and greets at Universal’s Halloween Horror Nights, which runs most evenings through Nov. 2. For the musician, born Saul Hudson, it’s a dream fulfilled. A lifelong devotee of theme parks and coasters, Slash has been closely aligned with Halloween Horror Nights since 2014, when he first began scoring music for its haunted houses.
And the character, he says, was partly his idea.
“I went to them and said, ‘Hey, can we have one of those stilt walkers?’” says Slash, referring to the larger-than-life lurkers who haunt guests during the festivities. “That would be really cool. So they came up with one and he looks pretty menacing.”
Slash enjoys the idea of being a towering, sometimes intimidating presence. That’s clear when he’s on stage as the attention-demanding cornerstone of numerous bands. And he likes to scare, as evidenced by his own horror-focused film production company, BerserkerGang. But get Slash one-on-one, and he really just wants to geek out on his favorite theme park rides.
Universal Studios has released a second vinyl compilation of music Slash has composed for Halloween Horror Nights over the years.
(Gabriella Angotti-Jones / For The Times)
We talked to Slash about a week before Halloween Horror Nights opened from Orlando, Fla., where he was holed up recording an album with his band the Conspirators. That work, he says, will be released in 2027 due to planned 2026 touring obligations with Guns N’ Roses. He lamented that he wouldn’t have time to visit Walt Disney World and Universal’s new Epic Universe. The latter Florida park is home to a monsters-themed land that Slash said he was eager to see.
His love of theme parks runs deep, and is, of course, nonpartisan.
“I’m a real Disney head,” he says, joking that such a declaration may not make his Universal partners happy. He says he first visited Disneyland in the early 1970s. “I really can’t put into words what makes it so magical, but there is a definite thing there that you feel when you’re actually there. I’ve loved it since I was a little kid.”
“But I love theme parks in general,” he continues. “I love roller coasters. I love that carnival energy going on. I love arcades. I love everything about that festive outdoor thing, and I’ve never grown out of it.”
Arguably, he’s grown into it.
Halloween season means it’s time for Universa’s Halloween Horror Nights, which runs through early November at the theme park.
(Gabriella Angotti-Jones / For The Times)
Slash has a deep fascination with Universal Studios, made clear by his knowledge of how the park’s backlot tram trek — officially designated as the World-Famous Studio Tour — has shifted over the years. And as a lifelong horror fan who speaks nostalgically of watching 1970s films such as “The Wicker Man,” “The Omen” and “The Exorcist” with his parents, Halloween Horror Nights is especially dear to Slash’s heart.
Slash was first drawn to the event in 2013 due to a haunted house themed around the music and images of Black Sabbath. The artist was given a tour of Horror Nights by John Murdy, who has long overseen the West Coast edition of the festivities.
“I was so blown away,” Slash says. “I was elated. I remember physically making giddy sounds. The whole thing, from the stilt walkers to the invisible bush figures who would hide in the bushes and were camouflaged, it was unbelievable. I wanted to be involved.”
Murdy was open to the idea. “The first time I walked into his personal recording studio, the first thing I noticed was a huge print of ‘Bride of Frankenstein,’ our 1935 classic, hanging on the wall. And I was like, ‘Oh, we have something in common.’”
Halloween Horror Nights is filled with haunted houses and scare actors.
(Gabriella Angotti-Jones / For The Times)
Slash would go on to write the music for six Halloween Horror Nights houses centered around Universal’s classic monster characters. This year, he’s returned to Horror Nights with a score set to a relaunch of an original, Depression-era set maze, “Scarecrow.” Musically, it’s a departure for the artist. “Scarecrow” includes a Slash-composed cover of traditional folk number “O Death.”
“We started talking ‘Scarecrow,’ and as pure coincidence, he said, ‘Oh, I just learned the banjo and the dobro,’” Murdy says. “He was learning all these traditional Appalachian instruments, and I said, ‘That’s awesome because my house is set in the Dust Bowl.’”
That Slash has been dipping into more Americana-influenced music isn’t a complete surprise. His 2024 solo effort, “Orgy of the Damned,” leans blues for instance, including a blistering, rootsy take on early Fleetwood Mac rocker “Oh Well” with country star Chris Stapleton. Selections from Slash’s Halloween Horror Nights work, minus the new “Scarecrow” music, will again be available on a limited-run vinyl sold at Universal Studios during Halloween Horror Nights.
Slash is featured this year as a “character” at Halloween Horror Nights, a skeletal, stilt-walking interpretation of the artist.
(Gabriella Angotti-Jones / For The Times)
“As soon as they gave me the concept, my brain went into that realm — I could pull out my pedal steel, and do an Americana-type approach, as opposed to the goth, kind of pseudo-metal thing I was doing for all the Universal Monsters,” Slash says.
Slash has become such a Halloween Horror Nights fixture that this year will feature a bar centered around the artist, one complete with a mini top hat as a dessert. When asked how he feels to be immortalized as a sculpted sponge cake with coconut lime mousse, he doesn’t flinch.
“I wish I could explain in words how much I love that kind of stuff,” Slash says.
He is, after all, a theme park regular, although his favorite rides are found a few miles from Universal Studios in Anaheim. “I love the Haunted Mansion at Disneyland. That and Pirates of the Caribbean will always be my two favorite rides,” he says. “The attention to detail and the creative element and everything that is going on with those old Disney rides is still, to this day, second to none.”
Halloween Horror Nights at Universal Studios
The mark of any true theme park aficionado is an appreciation of slow-moving, old-school dark rides, attractions that are set in darkened show buildings and often filled with an assortment of vignettes. Slash singles out Universal’s “The Secret Life of Pets: Off the Leash” as another highlight.
“I went with my stepdaughter and we went on that ride and it’s great,” Slash says. “The ‘Pets’ one is really sweet. I’m a big animal guy. We love our cats, so that was a lot of fun.”
Crowds lined up to enter “Scarecrow,” a haunted house at Halloween Horror Nights featuing music by Slash.
(Gabriella Angotti-Jones / For The Times)
And before Slash can finish his next thought, he starts gushing about a recent trip to Abu Dhabi, United Arab Emirates, where he visited Ferrari World, home to a number of celebrated roller coasters.
Critics argue President Trump has overstepped his constitutional authority by slashing congressionally approved aid.
A United States appeals court has ruled that President Donald Trump can proceed with efforts to slash foreign aid payments, despite such funds being designated by Congress.
The two-to-one ruling on Wednesday overturned a previous injunction that required the Department of State to resume the payments, including about $4bn for the US Agency for International Development (USAID) and $6bn for HIV and AIDS programmes.
But the majority opinion from the appeals court did not weigh the merits of whether Trump could nix congressionally approved funds.
Instead, it decided the case based on the idea that the plaintiffs did not meet the legal basis to qualify for a court injunction.
Writing for the majority, Circuit Judge Karen Henderson said the groups in question “lack a cause of action to press their claims”. They include the AIDS Vaccine Advocacy Coalition and the Journalism Development Network, both recipients of federal aid.
“The grantees have failed to satisfy the requirements for a preliminary injunction in any event,” wrote Henderson, who was appointed by former President George HW Bush.
She was joined in her decision by Gregory Katsas, a Trump appointee.
However, the panel’s third judge — Florence Pan, nominated under former President Joe Biden — issued a dissenting opinion that argued Trump should not be allowed to violate the separation of powers by cutting the aid.
“The court’s acquiescence in and facilitation of the Executive’s unlawful behaviour derails the carefully crafted system of checked and balanced power that serves as the greatest security against tyranny — the accumulation of excessive authority in a single Branch,” Pan wrote in her opinion.
The ruling hands a victory to the Trump administration, which has faced a series of legal challenges to Trump’s efforts to radically reshape the federal government.
That includes dramatic cuts to spending and government agencies like USAID, which was established by an act of Congress.
Almost immediately upon taking office, Trump announced a 90-day pause on all foreign aid.
By March, the Trump administration had announced it planned to fold USAID into the State Department, fundamentally dismantling the agency. That same month, Secretary of State Marco Rubio also said he had cancelled 83 percent of USAID’s contracts.
Part of Trump’s reasoning for these changes was to reduce “waste” and “bloat” in the government. He also sought to better align government programming with his “America First” agenda.
But critics say the executive branch does not have the power to tear down congressionally mandated agencies. They also argue that Congress has the power to designate funds for aid, framing Trump’s efforts as a push for extreme presidential power.
Republicans, however, control both houses of Congress, and in July, Congress passed the Rescission Act of 2025, allowing the government to claw back nearly $9bn in foreign aid and funding for public broadcasting.
US District Judge Amir Ali previously ruled that the Trump administration must pay its agreed-upon funds to humanitarian groups and other contractors that partnered with the government to distribute aid.
Administration officials in February estimated there was $2bn in outstanding aid payments due by the deadline Judge Ali set.
But the appeals court’s ruling has set back cases to restore the foreign aid to the contractors.
Attorney General Pam Bondi celebrated the decision on Wednesday, stating that the Department of Justice would “continue to successfully protect core Presidential authorities from judicial overreach”.
Don’t be fooled by last week’s release of DOE billions for the coming school year. Education Secretary Linda McMahon claimed that since the surprise decision in late June to withhold the funding, the government vetted all the programs to make sure they met President Trump’s approval. In reality, the White House was inundated by protests from both sides of the aisle, from teachers, parents and school superintendents all over the country. A week earlier, 24 states had filed suit against the administration for reneging on already appropriated education funding.
The reprieve will be temporary if the president has his way. Shuttering the Department of Education, and its funding priorities, was a marquee Trump campaign promise.
Already, about 2,000 DOE staff members have been fired or quit under duress. That’s half the agency’s personnel. On July 14, the Supreme Court lifted an injunction against the firings as lawsuits protesting the firings work their way through the courts. In essence, the ruling gives Trump a green light to destroy the department by executive fiat now, even if the Supreme Court later decides only Congress has that power.
The high court majority did not spell out its reasoning. In a dissenting opinion, Justice Sonia Sotomayor, writing for Justices Elena Kagan and Ketanji Brown Jackson, deplored the “untold harm” that will result from the ruling, including “delaying or denying educational opportunities and leaving students to suffer from discrimination, sexual assault and other civil rights violations without the federal resources Congress intended.”
McMahon touts what she considers her agency’s “final mission”: ending federal funding for school districts that cannot prove that they have eliminated diversity, equity and exclusion initiatives, or what Trump calls “critical race theory and transgender insanity.” The stakes are high: What’s at issue is the withdrawal of nearly $30 billion in aid.
The DEI threat rejects a 60-year bipartisan understanding — based on Title 1 of the 1965 Elementary and Secondary Education Act to the 2015 Every Student Succeeds Act — that Washington should invest federal taxpayer dollars in closing the achievement gap that separates privileged youth from poor and minority students and children living in poverty.
Those funds support smaller classes, after-school programs and tutoring. Research shows that Title 1 can claim credit for disadvantaged students’ improved performance on the National Assessment of Educational Progress — NAEP — the nation’s K-12 report card, which the administration is also targeting. The most innovative programs, including the Harlem Children’s Zone preschool, charter schools and after-school and summer-vacation programs and one-on-one, face-to-face learning through Tutoring Chicago, have recorded especially dramatic results.
Support for students with disabilities would also become history, along with the requirement that schools deliver “free and appropriate education” to youngsters with special needs. That would have a disastrous impact on these students, historically dismissed as hopeless, because needs-focused special education can change the arc of their lives.
In demanding that districts “prove” they have eliminated DEI as a condition for receiving federal funds, McMahon claims that focusing exclusively on “meaningful learning,” not “divisive [DEI] programs,” is the only way to improve achievement.
She’s flat-out wrong. DEI initiatives, while sometimes over the top, have generally proven to boost academic outcomes by reducing discrimination. That’s logical — when students feel supported and valued, they do better in school. Wiping out efforts designed to promote racial and economic fairness is a sure way to end progress toward eliminating the achievement gap.
Clearly, the studies that show the gains made by DEI programs are irrelevant to an administration whose decisions are driven by impulse and ideology. Its threats to the gold standard test of American education, NAEP — an assessment that’s about as nonpartisan as forecasting the weather — gives the game away. If you don’t know how well the public schools are doing, it’s child’s play to script a narrative of failure.
Tucked into Trump’s One Big Beautiful Bill Act is a nationwide school voucher program, paid for by a 100% tax deduction for donations of up to $1,700 to organizations that hand out educational scholarships. There’s no cap on the program, which could cost as much as $50 billion a year, and no expiration date.
The voucher provision potentially decimates public schools, which will lose federal dollars. Since private schools can decide which students to admit and which to kick out, the gap between the haves and haves-less will widen. Students with special needs, as well as those whose families cannot afford to participate, will be out of luck.
What’s more, vouchers don’t deliver the benefits the advocates promise. Studies from Louisiana, where “low-quality private schools” have proliferated with the state’s blessing, as well as the District of Columbia and Indiana, show that students who participate in voucher plans do worse, especially in math, than their public-school peers.
Michigan State education policy professor Joshua Cowen, who has spent two decades studying these programs, reached the startling conclusion that voucher plans have led to worse student outcomes than the COVID pandemic.
Vouchers “promise an all-too-simple solution to tough problems like unequal access to high-quality schools, segregation and even school safety,” Cohen concludes. “They can severely hinder academic growth — especially for vulnerable kids.”
The defenders of public education are fighting back. Twenty states have gone to federal court to challenge the Department of Education’s demand that they eliminate their DEI programs. “The Trump administration’s threats to withhold critical education funding due to the use of these initiatives are not only unlawful, but harmful to our children, families, and schools,” said Massachusetts Atty. Gen. Andrea Joy Campbell, announcing the lawsuit.
The White House may well lose this lawsuit. But litigation consumes time, and the administration keeps finding ways to evade judicial rulings, sometimes with the help of the Supreme Court. It could be years before the judges reach final decisions in these cases, and by then the damage will have been done.
That’s why it is up to Congress to do its job — to represent its constituents, who have consistently supported compensatory education programs and special education programs in public schools, resisting the siren song of vouchers — and to insist that the administration obey the dictates of legislation that’s been on the books for decades.
Will a supine Congress rouse itself to protect public education? After all, that’s what the rule of law — and public education — requires.
David Kirp is professor emeritus at the Goldman School of Public Policy, UC Berkeley. He is the author of numerous books on education, including “The Sandbox Investment,” “Improbable Scholars” and “The Education Debate.”
ITV executives are said to be preparing to axe one in 10 cast members from both Coronation Street and Emmerdale as part of fresh cost-cutting measures
01:52, 27 Jul 2025Updated 01:53, 27 Jul 2025
Editorial use only
Mandatory Credit: Photo by ITV/REX/Shutterstock (13429047q)
Emmerdale Village, featuring the Woolpack pub
‘Emmerdale’ TV Show, Episodes 9482-9501 UK – Oct 2022
Emmerdale, is a British ITV long running soap opera, known as Emmerdale Farm until 1989, set in Emmerdale, a fictional village in the Yorkshire Dales. It was created by Kevin Laffan and was first broadcast on 16 October 1972. It was originally produced by ITV Yorkshire and is still filmed in their Leeds studios.
ITV chiefs are reportedly planning sweeping cast reductions across their two premier soaps, with proposals to cut one in ten performers as part of new budget-slashing initiatives.
Both Coronation Street and Emmerdale may also witness fewer scenes per episode as ITV seeks to trim an additional £15 million from its overall spending, according to The Sun.
The broadcaster’s earnings have allegedly plummeted by 44 per cent to £99 million during the first six months of the year, sparking a fresh drive to curb production expenses.
Insiders suggest bosses are now pressing soap creators to reduce their escalating costs, with cast sizes being a primary target for scrutiny.
Coronation Street presently features 84 regular cast members, whilst Emmerdale boasts 70, reports the Express.
ITV bosses are said to be preparing major cast cuts across their two flagship soaps(Image: Getty)
An insider revealed: “It’s brutal. We’ve known it was on the cards for a while, but they’re really cranking it up now and it’s across the soaps.
“They’re looking to save millions and Corrie and Emmerdale are the obvious places. They’re very expensive shows.
“Many who have been there for a long time are reliant on their income staying as it is.
“The amount of cast has spiralled out of control and focusing on dialogue, not action, could also save money.”
Industry sources have also hinted that the number of scenes per episode – currently averaging around 20 – might be reduced to lower filming expenses.
Fewer personalities could also feature in individual episodes to help maintain tighter budgets.
While some long-standing cast members are on full-time contracts with salaries, most are paid per episode, which means that reducing screen time or overall scenes could significantly cut costs.
These proposed changes come as ITV makes cuts across its daytime schedule. Good Morning Britain, Lorraine, This Morning and Loose Women have all reportedly been affected, with hundreds of staff being made redundant in recent months.
In response to reports of soap cast reductions, an ITV spokesperson stated: “This is complete speculation.”
By Alan Niven ECW Press: 240 pages, $23 If you buy books linked on our site, The Times may earn a commission from Bookshop.org, whose fees support independent bookstores.
As the manager of Guns N’ Roses during the band’s debauched heyday, Alan Niven has no shortage of colorful stories.
Slash going off script and taking a Winnebago for a joyride — and then standing in rush hour traffic and brandishing a bottle of Jack Daniels — while filming the “Welcome to the Jungle” music video.
Guitarist Izzy Stradlin carrying a $750,000 cashier’s check that Niven had to take from him and hide in his own shoe for safekeeping during a raucous trip to New Orleans.
About 15 minutes into a thoughtful Zoom conversation, the garrulous Niven poses a question of his own: “Why was I managing Guns N’ Roses?”
Given what he describes, it is a good question.
“Because nobody else would do it,” he says, noting that the band’s former management firm “could not get away fast enough” from the group. “No one else would deal with them. Literally, I was not bottom of the barrel, darling — I was underneath the barrel. It was desperation.”
Case in point: his very first Guns N’ Roses band meeting. On the way into the house, Niven says, he passed by a broken toilet and “one of the better-known strippers from [the] Sunset Strip.” Stradlin and Slash were the only ones who’d shown up. Once the meeting started, Stradlin nodded out at the table and Slash fed “a little white bunny rabbit” to a massive pet python.
“And I’m sitting there going, ‘Keep your cool. This may be a test. Just go with it and get through it.’ But that was my first GNR meeting.”
These kinds of stranger-than-fiction anecdotes dominate Niven’s wildly entertaining (and occasionally jaw-dropping) new book, “Sound N’ Fury: Rock N’ Roll Stories.” With brutal honesty and vivid imagery, he describes the challenges of wrangling Guns N’ Roses before and after the band’s 1987 debut, “Appetite for Destruction.” These include mundane business matters (like shooting music videos on a budget) and more stressful moments, such as navigating Rose’s mercurial moods and ensuring that band members didn’t take drugs on international flights.
But “Sound N’ Fury” also focuses extensively on Niven’s time managing the bluesy hard rock band Great White, whose lead singer, the late Jack Russell, had his own struggles with severe addiction. To complicate the entanglement, Niven also produced and co-wrote dozens of the band’s songs, including hits “Rock Me” and “House of Broken Love.”
Niven mixes delightful bits of insider gossip into these harrowing moments: firing for bad behavior future superstar director Michael Bay from filming Great White’s “Call It Rock ’n’ Roll” music video; Berlin’s Terri Nunn sending President Reagan an 8-by-10 photo with a saucy message; clandestinely buying Ozzy Osbourne drinks on an airplane behind Sharon Osbourne’s back.
And his lifelong passion for championing promising artists also comes through, including his recent advocacy for guitarist Chris Buck of Cardinal Black.
Unsurprisingly, Niven says people had been asking him for “decades” to write a book (“If I had $1 for every time somebody asked me that, I’d be living in a castle in Scotland”). He resisted because of his disdain for rock ‘n’ roll books: “To me, they all have the same story arc and only the names change.”
A magazine editor paid him such a huge compliment that he finally felt compelled to write one.
“He said, ‘I wish I could write like you,’ ” Niven says. “When he said that, it put an obligation on me that I couldn’t shake. Now I had to be intelligent about it and go, ‘Well, you hate rock ‘n’ roll books, so what are you going to do?’ ”
Niven’s solution was to eschew the “usual boring, chronological history” and structure “Sound N’ Fury” more like a collection of vignettes, all told with his usual dry sense of humor and razor-sharp wit.
“If you tell the stories well enough, they might be illuminating,” he says. “I saw it more as a record than I did a book. And you hope that somebody will drop the needle in at the beginning of the record and stay with the record until it’s over.
“For me, dialogue was key — and, fortunately, they were all more f— up than I was,” he adds. “So my memory of the dialogue is pretty good. … There’s some dialogue exchanges in there that imprinted themselves for as long as I live.”
One of the artists that doesn’t get much ink in “Sound N’ Fury” is another group known for its hedonistic rock ‘n’ roll behavior, Mötley Crüe.
“The fact that people are still interested in what you’ve got to say about things that happened 30 years ago is almost unimaginable,” Alan Niven says.
(ECW Press)
Niven promoted and facilitated distribution of the independent release of the band’s 1981 debut, “Too Fast for Love” and helped connect Mötley Crüe with Elektra Records. He doesn’t mince words in the book or in conversation about the band, saying he feels “very ambivalent about the small role I played in the progression of Mötley Crüe because I know who they are. I know what they’ve done to various people. I know how they’ve treated certain numbers of women. And I am not proud of contributing to that.
“And on top of that, someone needs to turn around and say, ‘It’s a thin catalog that they produced,’ in terms of what they produced as music,” he continues. “There’s not much there and it’s certainly not intellectually or spiritually illuminating in any way, shape or form. They are brutish entertainers, and that’s it.”
Still, Niven says he didn’t hesitate to include the stories that he did in “Sound N’ Fury,” and by explanation notes a conversation he had with journalist Mick Wall.
“He sent me an email the other day saying, ‘Welcome to the club of authors,’ ” he recalls. “And I’m going, ‘Yeah, right. You’ve been doing it all your life. I’m just an enthusiastic amateur.’ And he said, ‘Welcome to the club — and by the way, it’s cursed.’”
Niven pondered what that meant. “A little light bulb went on in my head, and I went, ‘Ah, yes, the curse is truth,’ because a lot of people don’t want to hear the truth and don’t want to hear what truly happened.
“There are people in the Axl cult who won’t be happy. There will be one or two other people who won’t be happy, but there’s no point in recording anything unless it’s got a truth to it.”
Niven says when the book was done, he didn’t necessarily gain any surprising insights or new perspectives on what he had documented.
“The fact that people are still interested in what you’ve got to say about things that happened 30 years ago is almost unimaginable,” he says. “I never used to do interviews back in the day. But at this point, it would just be graceless and rank bad manners not to respond.
“Occasionally people go, ‘Oh, he’s bitter,’” Niven continues. “No, I am not. I don’t think the book comes off as bitter. Many times I’ve said it was actually a privilege to go through that period of time because I didn’t have to spend my life saying to myself, ‘I wonder what it would have been like to have had a No. 1. To have had a successful band.’ Well, I found out firsthand.”
Niven stresses firmly that management was more than a job to him.
“It was my way of life,” he says. “People who go into management and think it’s a job that starts maybe at about half past 10 in the morning once you’ve had your coffee and then you check out at six, they’re not true managers.
“They’re not in management for the right reasons,” he adds. “Rock ‘n’ roll is a way of f— life. It’s 24/7, 365. And that was my approach to it.”
DIY cervical cancer tests will be sent to women’s homes under NHS plans to boost uptake and help eradicate the disease.
The kits will be posted to those who have ignored or missed their smear test invitation and are therefore “underscreened”.
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Only 69 per cent of women take part in cervical cancer screening, well below the 80 per cent targetCredit: Getty
They contain a swab to self-sample the cervix for human papillomavirus (HPV), a group of viruses that cause 99 per cent of cervical cancers.
The NHS wants to eliminate the cancer entirely by 2040 using screening and vaccination.
But only 69 per cent of women take part in screening, well below the 80 per cent target.
This means that more than five million women in England are not up to date with their check-ups.
Read more on cervical cancer
The screening programme saves an estimated 5,000 lives per year in England but the number could be higher with better uptake.
Health chiefs said women may avoid their smear test for fear it will hurt or be embarrassing, or because they struggle to find the time.
The new test is a quick at-home sample that is then sent off to a lab in the post.
Health bosses hope it will help overcome barriers that prevent some women from attending cervical cancer screening appointments.
The initiative will be rolled out in January 2026.
Health Secretary Wes Streeting said: “These self-sampling kits represent healthcare that works around people’s lives, not the other way around.
Cervical cancer could be eradicated as HPV vaccine slashes 90% of cases
“They put women firmly in control of their own health, ensuring we catch more cancers at their earliest, most treatable stages.”
“We know the earlier cancer is diagnosed the better the chances are of survival.
“By making screening more convenient, we’re tackling the barriers that keep millions of women from potentially life-saving tests.”
Research has suggested that offering DIY testing kits could boost uptake.
A trial – led by King’s College London in partnership with NHS England – found that offering self-sampling kits to “under-screened” women when they attend their GP practice and by posting kits to women’s homes could boost uptake in England by about 400,000 each year.
The Department of Health and Social Care said that the new programme “specifically targets those groups consistently missing vital appointments” including younger women, those from minority ethnic backgrounds, people with disabilities and LGBTQ+ people.
At-home cervical cancer screening is part of the government’s upcoming 10 Year Health Plan, due to be published in the coming weeks, which will focus preventing illness instead of only treating it when symptoms appear.
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Eve Appeal chief executive, Athena Lamnisos, said: “There are so many different reasons why those who are eligible aren’t responding to their cervical screening invitation letter.
“HPV self-testing will be a step change for some. Being able to do the test in their own time and following simple instructions is what many people want and need.
“Ensuring that the under-screened and never screened know about this new test is vital for Eve.”
Michelle Mitchell, chief executive of Cancer Research UK, added: “We welcome the UK government’s decision to roll out cervical cancer home screening kits in England – to help remove barriers and make cervical screening more accessible.
“The gold standard way to test for HPV is still a sample taken by a clinician and this will be suitable for most people.
“But beating cervical cancer means beating it for everyone, and this move helps to bring us closer to that goal.
“It’s important to remember that cervical screening is for people without symptoms so, if you notice any unusual changes for you, do not wait for a screening invitation – speak to your doctor.”
The NHS Cervical Screening Programme invites women and people with a cervix aged 25 to 64 for regular screening.
Under current guidelines, people aged 25 to 49 are called back for a check-up every three years if they test negative for HPV, whereas 50 to 64-year-olds are invited for checks every five years.
Nearly all cervical cancers are caused by an infection with certain high-risk types of human papillomavirus (HPV).
HPV is the name for a very common group of viruses that most people will get some type of HPV during their lives.
It’s very common and nothing to feel ashamed or embarrassed about.
You can get HPV from any kind of skin-to-skin contact of the genital area, not just from penetrative sex.
This includes:
Vaginal, oral or anal sex
Any skin-to-skin contact of the genital area
Sharing sex toys
In most cases your body will get rid of HPV without it causing any problems.
But sometimes HPV can stay in your body for a long time and some types of high risk types of HPV can cause cervical cancer.
If high risk types of HPV stay in your body, they can cause changes to the cells in your cervix. These changes may become cervical cancer if not treated.
How to lower your risk of cervical cancer
You can’t always prevent cervical cancer. But there are things you can do to lower your chances of getting cervical cancer.
Cervical screening and HPV vaccination are the best ways to protect yourself from cervical cancer.
All women and people with a cervix between the ages of 25 and 64 are invited for regular cervical screening. It helps find and treat any changes in the cells of the cervix before they can turn into cancer.
All children aged 12 to 13 are offered the HPV vaccine. It helps protect against the types of HPV that cause most cases of cervical cancer, as well as some other cancers and genital warts.
You can also lower your chance of getting cervical cancer by:
Using condoms, which lower your chance of getting HPV – but they do not cover all the skin around your genitals so you’re not fully protected
Quitting smoking – smoking can weaken your immune system and the chemicals in cigarettes can also cause cervical cancer
Source: NHS
The change comes after evidence showed that people who test negative for HPV are extremely unlikely to develop cervical cancer within the next decade.
Anyone whose sample shows traces of HPV will continue to be invited to more frequent screenings.
Digital invitations and reminders for cervical screening were also recently rolled out as part of the NHS App’s ‘ping and book’ service to boost uptake.
Cervical cancer symptoms, such as bleeding between periods and during sex, should be investigated by a GP.
Around 13 high-risk types of HPV are known to cause 99.7 per cent of cervical cancers.
They cause cell changes which can eventually turn cancerous.
Dangerous strains of the common virus can also lead to mouth, anal, penile, vulval and vaginal cancer.
MILLIONS of households could slash their water bills by up to hundreds of pounds a year.
But many Brits aren’t aware of the discounts they could be entitled to.
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Millions of Brits could qualify for help with their billsCredit: Getty
All water companies in England and Wales now offer social tariffs to help lower-income customers.
But because each company sets its own rules, the support varies wildly depending on where you live.
Despite the growing cost of living and rising utility prices, millions of eligible people still aren’t claiming the discounts available.
Last year, consumer watchdog CCW said more than two million households had received help with their water bills, but millions more could be saving and aren’t.
Some of the biggest discounts are available through schemes like WaterHelp, run by Thames Water, which offers a 50% reduction.
The reduction is for households earning under £21,749 a year (not including disability benefits), or where bills account for more than 5% of net income.
There’s alsoWaterSure, a national scheme available to water meter customers on means-tested benefits.
If you have a medical condition that needs extra water or you have three or more children under 19 living at home, you could get your bill capped at the average annual charge.
With Thames Water, for example, that cap is currently £423 a year.
The average annual water and sewerage bill for a Thames Water customer is currently around £864.
Doubling Compensation for Water Issues: Government’s Big Move
So that means if you qualify for WaterHelp, you get 50% off your bill and would therefore save £432 a year.
What’s available at other providers?
Other providers offer even bigger savings.
Southern Water gives customers up to 90% off bills through its Essentials Tariff if they earn under £22,010 and have less than £16,000 in savings.
Wessex Water, South West Water, and Bournemouth Water also offer generous reductions, in some cases 85% or more, depending on your circumstances.
Meanwhile, Anglian Water, Essex & Suffolk Water, and Northumbrian Water offer discounts of up to 50% for households earning less than £23,933 or receiving Pension Credit.
In many cases, discounts kick in if your water bill makes up more than 3% of your income after housing costs.
To find out if you’re eligible, check your supplier’s website or give them a call.
Some schemes ask for proof of income or benefits, while others carry out a short financial assessment.
If you’re unsure who supplies your water, you can find out using this tool.
On top of that, many water firms also offer emergency grants to help with arrears, and free water-saving gadgets like tap aerators and shower timers to help cut your usage.
BRITAIN’S top cop has criticised Labour plans to slash jail time — saying police will struggle to cope with the surge in crime.
Met Police boss Sir Mark Rowley warned putting more criminals back on the street risked overwhelming officers.
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Labour plans include scrapping most short sentences, releasing lags after a third of time served and monitoring with tags to free up cellsCredit: Alamy
He accused the Government of doing “no analysis whatsoever” on the impact of freeing thousands and risking the prospect of “generating a lot of work for police”.
He told the BBC: “Every time you put an offender into the community, a proportion of them will commit crime, a proportion of them will need chasing down by the police.”
But the Ministry of Justice hit back in the war of words, saying its top priority was to “keep people safe”.
Standing by its changes, it said: “That is why we are building prisons faster than at any time since the Victorian era and, through our sentencing reforms, we will make sure the public are never again put at risk of running out of prison places.”
Sources also insisted a full impact assessment on early release is under way.
The base rate is the rate charged by the BoE to smaller high street banks on loans, with any fall usually mirrored in savings rates.
Newcastle Building Society is reducing rates on the 37 personal savings accounts by 0.25 percentage points.
The Double Access Saver/ISA (Issue 4) will drop from 4.05% to 3.80%, for customers eligible for a bonus interest rate.
Meanwhile, the Newcastle Cash Lifetime ISA (Issue 3) will fall from 2.70% to 2.45%.
The Newcastle Junior Cash ISA will be cut from 3.75% to 3.50% and the Regular Saver Plus from 2.50% to 2.25% for anyone receiving the bonus interest rate.
Customers with fixed-rate savings accounts won’t see interest rates fall from June 5.
Interest rates on two variable rate savings accounts – the Loyalty Saver (Issue 1) and Quadruple Access Saver/ISA (Issue 1) – will also not change as they have only been available to customers since April 24.
You can view the table above to find out how the interest rate on your savings account has changed.
Or, you can visit www.newcastle.co.uk/savings/manage-your-savings-account/interest-rates and click on “Current and Closed Issue Variable Savings Interest Rates”.
What is the Bank of England base rate and how does it affect me?
The Sun asked Newcastle Building Society to comment.
MAJOR BANKS CUTTING RATES
A host of banks are reducing interest rates on savings accounts as the BoE continues to cut its base rate.
It comes after the BoE cut its base rate from 4.50% to 4.25% on May 8.
The central bank raises its base rate to discourage people from spending and encourage them to save, which in turn is designed to make inflation fall.
It lowers its base rate when inflation is under control, meaning people are encouraged to spend and pump money into the economy.
A lower base rate signals good news for those with mortgages who see the interest rates charged on them fall.
However, it’s usually bad news for those with savings accounts as banks slash interest rates.
If you’ve got a savings account with an interest rate set to drop, it might be worth shopping around for a better deal now.
Check out comparison sites like moneysavingexpert.com and moneyfactscompare.co.uk to browse the best out there.
According to Moneyfacts, Chip is offering the best rate on an easy access savings account, with a rate of 4.77%.
Meanwhile, the best easy access cash ISA is also with Chip and offering a rate of 4.99%.
Always look beyond just the headline interest rate on any savings account though.
Some offer additional perks which can make them more cost-effective and suited to you, based on your circumstances.
For example, some offer you access to free TV subscriptions or cheaper or free cinema tickets.
Different types of accounts pay out interest at different times too while others will offer a bonus interest rate which falls after a set period.
Some savings accounts penalise you for making withdrawals over a certain limit.
Meanwhile, ISAs can be effective for saving cash as any interest earned on them is tax-free.
Read more below about the different types of savings accounts and what they offer.
SAVING ACCOUNT TYPES
THERE are four types of savings accounts fixed, notice, easy access, and regular savers.
Separately, there are ISAs or individual savings accounts which allow individuals to save up to £20,000 a year tax-free.
But we’ve rounded up the main types of conventional savings accounts below.
FIXED-RATE
A fixed-rate savings account or fixed-rate bond offers some of the highest interest rates but comes at the cost of being unable to withdraw your cash within the agreed term.
This means that your money is locked in, so even if interest rates increase you are unable to move your money and switch to a better account.
Some providers give the option to withdraw, but it comes with a hefty fee.
NOTICE
Notice accounts offer slightly lower rates in exchange for more flexibility when accessing your cash.
These accounts don’t lock your cash away for as long as a typical fixed bond account.
You’ll need to give advance notice to your bank – up to 180 days in some cases – before you can make a withdrawal or you’ll lose the interest.
EASY-ACCESS
An easy-access account does what it says on the tin and usually allows unlimited cash withdrawals.
These accounts tend to offer lower returns, but they are a good option if you want the freedom to move your money without being charged a penalty fee.
REGULAR SAVER
These accounts pay some of the best returns as long as you pay in a set amount each month.
You’ll usually need to hold a current account with providers to access the best rates.
However, if you have a lot of money to save, these accounts often come with monthly deposit limits.
Do you have a money problem that needs sorting? Get in touch by emailing [email protected].
TESCO has sent chocolate fans into a frenzy after slashing the price of cult favourite Easter treats to just 18p.
Thrifty shoppers and foodies can now get their hands on scrumptious chocolate for spare change, saving themselves a fortune.
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Tesco has slashed the price of these chocolates to as little as 18pCredit: facebook/Extreme Couponing and Bargains UK group
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Some shoppers have also spotted other cut-price treats, including Haribo Eggs Galore and Reese’sCredit: facebook/Extreme Couponing and Bargains UK group
The mega supermarket – which currently runs its epic 25%-off fashion sale – is offering customers Maltesers treats for as little as 18p.
Some of the bargain buys you can snap up on the cheap include Maltesers Mini Bunnies down from £1.85 to just 46p.
Another treat to look out for next time you’re popping in to get all the essentials is Maltesers Popcorn Easter Bunny.
This sugary treat, which is perfect for lunch boxes or a picnic, is on offer for a mere 18p, down from 75p.
While some may worry that these chocolates will expire soon, bargain-mad Tesco shoppers have reassured that the Best Before date it still months away.
One customer, Toni-May Clare, took to Facebook to share the sweet deal, writing: ”Maltesers bunnies in Tesco, all dated to Nov and Dec 2025.”
That works out at just 14p per bar — but some shoppers aren’t convinced they’re worth the price.
How to save money on chocolate
We all love a bit of chocolate from now and then, but you don’t have to break the bank buying your favourite bar.
Consumer reporter Sam Walker reveals how to cut costs…
Go own brand – if you’re not too fussed about flavour and just want to supplant your chocolate cravings, you’ll save by going for the supermarket’s own brand bars.
Shop around – if you’ve spotted your favourite variety at the supermarket, make sure you check if it’s cheaper elsewhere.
Websites like Trolley.co.uk let you compare prices on products across all the major chains to see if you’re getting the best deal.
Look out for yellow stickers – supermarket staff put yellow, and sometimes orange and red, stickers on to products to show they’ve been reduced.
They usually do this if the product is coming to the end of its best-before date or the packaging is slightly damaged.
Buy bigger bars – most of the time, but not always, chocolate is cheaper per 100g the larger the bar.
So if you’ve got the appetite, and you were going to buy a hefty amount of chocolate anyway, you might as well go bigger.
One user commented: “They’re nasty lol.”
“Nothing special about it, I wouldn’t waste your money,” another wrote.
This shopper added: “Looks like someone smashed peas into the chocolate.”
“Not sure why everyone is raving on about this chocolate,” a fourth said.
Shoppers should visit their nearest Home Bargains to buy the discounted treats.
Watch the moment US Treasury Secretary Scott Bessent announces the tariff reduction
Share markets jumped on Monday after President Trump said weekend talks had resulted in a “total reset” in trade terms between the US and China, a move which goes some way to defuse the high stakes stand-off between the two countries.
The talks in Switzerland resulted in significant cuts to the tit-for-tat tariffs that had been stacked up since January on both sides.
The US will lower those tariffs from 145% to 30%, while China’s retaliatorytariffs on US goods will drop to 10% from 125%.
President Trump told reporters, that, as some of the levies have been suspended rather than cancelled altogether, they might rise again in three months time, if no further progress was made.
However, he said he did not expect them to return to the previous 145% peak.
“We’re not looking to hurt China,” Trump said after the agreement was announced, adding that China was “being hurt very badly”.
“They were closing up factories. They were having a lot of unrest, and they were very happy to be able to do something with us.”
He said he expected to speak to Chinese President Xi Jinping “maybe at the end of the week”.
Investors welcomed the de-escalation. The S&P 500 index jumped more than 3.2% after the announcement, while the Dow climbed 2.8% and the Nasdaq had surged 4.3% by the end of the day.
The gains left the indexes roughly where they started the year, fully recovered from the losses they sustained in the aftermath of the 2 April tariffs announcement, dubbed “Liberation Day” by the Trump administration.
Framed as a campaign to give Americans a fairer deal from international trade, the US announced a universal baseline tariff on all imports to the US.
Around 60 trading partners, which the White House described as the “worst offenders”, were subjected to higher rates than others, and this included China.
Beijing retaliated with tariffs of its own, which led to levies being ratcheted up on both sides, sending shares sharply lower.
Under the new agreement, the US is reducing the “reciprocal” tariff on Chinese goods that it announced on “Liberation day” to 10%. But it said the higher levy rate was being suspended for 90 days, rather than removed permanently.
The US is also keeping in place the extra 20% tariff aimed at putting pressure on Beijing to do more to curb the illegal trade in fentanyl, a powerful opioid drug.
For its part, China is also reducing to 10% the retaliation tariffs they put in place in response to Trump’s “Liberation day” announcement, again suspended for three months.
China has also agreed to “suspend or remove” all non-tariff measures against the US.
Pre-existing tariffs, including higher sector-specific tariffs on things like steel and cars, remain in place.
However, additional retaliatory tariffs, that were added subsequently, have been cancelled altogether on both sides.
The retreat comes as the first impacts from the tariff-war were beginning to show, with US ports reporting a sharp drop in the number of ships scheduled to arrive from China.
Factory output has slowed in China, and there are reports of firms laying off workers, as US orders dried up.
China’s commerce ministry said the agreement was an important step to “resolve differences” which would help to “deepen co-operation”.
Tat Kei, a Chinese exporter of personal care appliances to the US, whose factory employs 200 people in Shenzhen, welcomed the announcement, but said he still feared what else might be to come.
“President Trump is going to be here for the next three-and-a-half years. I don’t think this is going to be the end of it… not by a long shot,” he told the BBC.
Elaine Li, head of Greater China at Atlas Ways, which offers services for Chinese enterprises’ global development, also said she believed many Chinese firms would treat the reprieve as temporary.
“For businesses, the best they can do is build a moat around their company before the next round of tariffs arrives,” she said.
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On Wall Street Target, Home Depot and Nike were among companies that saw their share price rise sharply on the news. Tech firms including Nvidia, Amazon, Apple and Facebook-owner Meta also moved sharply higher.
European stocks rose on Monday, and earlier Hong Kong’s benchmark Hang Seng Index had ended the day up 3%.
The deal has boosted shares in shipping companies, with Denmark’s Maersk up more than 12% and Germany’s Hapag-Lloyd jumping 14%.
Maersk told the BBC the US-China agreement was “a step in the right direction” and that it now hoped for “a permanent deal that can create the long-term predictability our customers need.”
In the US, the National Retail Federation (NRF) said it was encouraged by the “constructive” negotiations.
“This temporary pause is a critical first step to provide some short-term relief for retailers and other businesses that are in the midst of ordering merchandise for the winter holiday season,” said NRF president Matthew Shay.
The International Chamber of Commerce said the deal sent a clear signal that the US and China both wanted to avoid a “hard decoupling”.
“Ultimately, we hope this weekend’s agreement lays the foundation to lift the cloud of trade policy uncertainty that continues to weigh on investment, hiring, and demand across the world,” said deputy secretary-general, Andrew Wilson.
The gold price – which has benefited from its safe-haven status in recent weeks given the disruption caused by the tariffs – fell 3.1% to $3,223.57 an ounce.
An Assembly committee backed away on Wednesday night from a controversial provision in a proposed bill to end solar credits for 2 million owners of rooftop solar systems, saying it would apply only to those who sold their homes.
Assembly Bill 942, introduced by Lisa Calderon (D-Whittier), targeted long-standing programs that provide energy credits to Californians who installed solar panels before April 15, 2025.
As originally drafted, the bill would have limited the current program’s benefits to 10 years — half of the 20-year period the state had told rooftop owners they would receive. The committee nixed that provision, leaving another that would cancel the program for those selling their homes.
With the amendment, the bill passed 10 to 5, sending it on to the Assembly Appropriations Committee.
Scores of rooftop solar owners attended the hearing, asking the committee members to vote no. Some said that even with the amendment they believed the measure would reduce the value of their home.
“We just put our home up for sale yesterday,” said Dwight James, a resident of Simi Valley, who is still making payments on a loan he took out to pay for his solar system. “We didn’t expect the state to break its promise to us.”
Calderon, a former executive at Southern California Edison, said she proposed the bill because the financial credits given to rooftop solar owners for excess electricity they send to the grid are raising electric bills for those who don’t own the panels.
Edison and the state’s two other large for-profit electric companies supported the bill, along with members of the International Brotherhood of Electrical Workers.
Major utilities use unionized labor to build and repair equipment, including the lines connecting distant industrial-scale solar farms in the desert. Companies installing rooftop panels generally don’t use union workers.
The legislation doesn’t affect customers served by municipal utilities.
Several members of the Assembly Utilities & Energy Committee said at the hearing that their offices have been overwhelmed with calls and emails from solar customers.
“I’ve gotten more opposition to this bill than to any other by eight- to tenfold,” said Assemblywoman Pilar Schiavo (D-Santa Clarita), who voted no.
Before the hearing began, an analyst who reviews legislation for the committee recommended the 10-year sunset provision be removed from the bill. She cited a state requirement that solar owners sign a consumer protection guide that calls the arrangement a “contract” and says the credits are “guaranteed” for 20 years.
Keeping that provision, said analyst Laura Shybut, the committee’s chief consultant, could pave the way for legal challenges to the legislation.
The bill prompted protests this month by owners of the rooftop solar panels, who said they had invested thousands of dollars in the green energy systems based on assurances the incentives would last for 20 years.
Also opposing the bill were schools, businesses, apartment owners and others who had installed the rooftop panels.
A group of school districts including Los Angeles Unified, San Diego Unified and the Alameda County Office of Education filed a letter to the Assembly committee in opposition to the proposed legislation.
“School districts made good faith investments in solar energy technology based on the commitments of the state,” the schools wrote. “It is unfair and could raise legal concerns to retroactively change the rules.”
“The state should be supporting investments in rooftop solar to meet our climate goals and to promote affordability for all customers, not undermining those who heeded its guidance and mandates to make these investments,” the schools wrote.
Committee members said that with the amendment the schools would no longer be affected.
Also opposing the bill were dozens of environmental groups, consumer organizations and the rooftop solar industry, which argued that electric bills are rising because of excessive utility spending — not from credits given to owners of the green energy systems.
The value of the credits — provided to panel owners at the retail rate of electricity — has increased rapidly as the state Public Utilities Commission voted to approve rate increases requested by the utility companies.
At a news conference on Tuesday, Calderon appeared with members of utility worker unions, saying the credits were shifting billions of dollars in costs to people who did not own the panels, which was especially hurting the poor.
“This is about fairness and equity — nothing more,” she said.
Rooftop solar advocates have challenged that assertion, citing statistics from the Lawrence Berkeley National Laboratory that show 39% of the owners of the rooftop panels in 2023 had household incomes of less than $100,000. About 12% had incomes below $50,000.
Several committee members said Wednesday night that they had heard from solar owners of all income levels.
“I have to push back on the narrative that these are all high-income people,” Schiavo said.
Some also questioned whether those without solar panels would actually see a reduction in their electric bills if the measure passed.
“How much of this will go back to the consumer?” asked Laurie Davies (D-Laguna Niguel), who voted no. Her question wasn’t answered.